• Credit Card Payoff Calculator

    credit cards

Georgia United is committed to offering our members valuable tools and insight to help them meet their financial goals. If you’re on the path to repayment, use our handy calculator tool to start off on the right foot!

Current balance

  • This is the current outstanding balance on your credit card.

Payoff goal (in months)

  • Let’s set a goal. In how many months would you like to have completely paid off this credit card balance?

Current monthly payment

  • How much per month are you currently paying toward this credit card? Note: Think about the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance.

Planned additional monthly charges

  • What (if any) new charges do you expect to put on this credit card each month?

Interest rate (APR)

  • What is the annual percentage rate for this credit card?

Annual fee

  • What is the annual fee for this credit card?

Major purchase

  • Do you anticipate making a major purchase (beyond your normal charges)? If so, enter that amount here.

Months from now

  • Enter the number of months before this major purchase will occur.

Information and interactive calculators are intended to serve as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from our qualified professionals regarding your personal finance issues.