• 2nd Mortgage

    second mortgage

 

Borrow against the equity in your existing home to help cover the costs of college, purchase of a second home, consolidate bills, or make home improvements. A second mortgage with Georgia United can offer you a convenient and affordable way to get the financing you need. Choose from:

 

Home Equity Line of Credit

  • Credit lines from $5,000 to over $250,000
  • Up to 100% financing available
  • Interest-only payments available with 90% financing for qualified borrowers; interest paid may be tax-deductible (consult your tax advisor for eligibility)
  • No closing costs with qualifying draw of funds*

If you’re ready to apply for your Home Equity Line of Credit with Georgia United, download our easy-to-complete checklist (PDF)  to help you complete the application process at warp speed!

 

*There may be an appraisal fee. Please ask our mortgage loan professionals for more details.


Click here to apply

 

Fixed Rate 2nd Mortgage

  • 100% financing available on primary residence and up to 90% for second homes
  • Fixed rate over the loan term
  • Includes 5, 10 or 15 year terms
  • No closing costs*
*There may be an appraisal fee. Please ask our mortgage loan professionals for more details.

Click here to Apply