|
Share Certificate Interest Rates*
| Dividends |
Dividend Rate |
Annual Percentage Yield |
| 3 Month (91 Day) |
2.00% |
2.00% |
| 6 Month (182 Day) |
2.75% |
2.75% |
| 1 Year |
2.95% |
2.99% |
| 2 Year |
3.10% |
3.15% |
| 4 Year |
3.35% |
3.41% |
| 5 Year |
3.55% |
3.61% |
*GFCU's certificate rates do not reflect any current promotion or Upper Class bonus rates.
Rates current as of May 1, 2008. Substantial penalty for early withdrawal.
Minimum opening deposit for all certificates is $1,000. Call the E-branch at
(770) 493-4328 for Jumbo Rates. This Credit Union is federally- insured by the National Credit Union Administration.
IRA Rates
| Type |
Dividend Rate |
Annual Percentage Yield |
| 1 Year |
2.95% |
2.99% |
| 2 Year |
3.10% |
3.15% |
| 4 Year |
3.35% |
3.41% |
| 5 Year |
3.55% |
3.61% |
Share Draft Dividends
| Account |
Dividend Rate |
Annual Percentage Yield |
| Quality Share Draft |
0.05% |
0.05% |
| Premier Share Draft |
0.10% |
0.10% |
Share Rates, Contributory IRA Rates, and Health Savings Accounts
| |
Dividend Rate |
Annual Percentage Yield |
| Deposits of $100 - $999.99 |
.50% |
.50% |
| Deposits of $1,000 - $4999.99 |
.75% |
.75% |
| Deposits in excess of $5,000 |
1.00% |
1.00% |
Sterling Fund Rates
| |
Annual Dividend Rate |
Annual Percentage Yield |
| Deposits of $0.01 - $9,999.99 |
1.00% |
1.01% |
| Deposits of $10,000 - $24,999.99 |
2.25% |
2.28% |
| Deposits of $25,000 - $49,999.99 |
2.50% |
2.53% |
| Deposits in Excess of $50,000 |
2.75% |
2.79% |
New Autos, Trucks, Vans - Model Years 2006-2008
| Type |
Annual Percentage Rate |
Estimated Monthly Payment Per
$1,000 |
| 36 Months & Under |
4.95% + |
36 month/$29.95 |
| 48 Months |
5.50% + |
48 month/$23.26 |
| 60 Months |
5.95% + |
60 month/$19.31 |
| 72 Months ($30,000+) |
5.95% + |
72 month/$16.55 |
+ These rates are GFCU's best rates for qualified members.
Used Autos, Trucks, Vans - Model Years 2005 & Older
| Type |
Annual Percentage Rate |
Estimated Monthly Payment Per
$1,000 |
| 90% Financing (12-48 mo.) |
7.55% + |
36 month/$31.09
48 month/$24.31 |
+GFCU will finance up to NADA Retail value on used Vehicles. These rates are GFCU's best rates for qualified borrowers.
Other Credit Items
| Type |
Annual Percentage Rate |
Estimated Monthly Payment Per
$1,000 |
| Visa Gold |
12.84% |
3% of Balance |
| Visa Platinum |
9.9% |
3% of Balance |
| Visa Gold Bal. Transfer |
12.84% |
3% of Balance |
| Visa Platinum Bal. Transfer |
9.9% |
3% of Balance |
| Personal Loan/Closed End |
As low as 12.00% |
36 month/$33.21
per $1,000 |
| Revolving Zip Open End |
As low as 12.00% |
$20/$500 balance |
| Share, Maximum Financing: 3 Years |
3.0% Above Rate |
Call for Quote |
Share Certificate, (For the
term of the Certificate) |
3.0% Above Rate |
Call for Quote |
New Boats/Motorcycles/RV's/
Motor Homes |
7.95% + |
60 month/$20.25
per $1,000
72 month/$17.51
per $1,000 |
Used Boats/RV's/
Motor Homes |
8.95% + |
48 month/$24.86
per $1,000
60 month/$20.74
per $1,000 |
Mortgage Loans
Home Equity Lines of Credit |
Please contact GFCU’s Mortgage Department at
(770)493-4328 for our current rates. |
+ These rates are GFCU's best rates for qualified members.
All Credit Union loan programs, rates, terms and conditions are subject
to change at any time without notice.
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